Equine Insurance Coverage Options 

Equine Mortality Insurance Coverage

Equine Mortality Insurance protects horse owners financially by providing coverage for the death or humane destruction of a horse due to accident, injury, illness, or disease. This essential horse insurance coverage reimburses the insured value of your horse up to the policy limit, helping protect both your equine athlete and your investment.

Coverage benefits may include:

• Full reimbursement up to the agreed policy value of your horse
• Up to $5,000 reimbursement for emergency colic surgery
• Guaranteed renewal options for continued coverage
• Coverage available for horses from 24 hours of age up to 20 years old

Equine mortality insurance is one of the most important protections for performance horses, breeding horses, and valuable equine athletes.

Major Medical & Medical Assistance Insurance Coverage

Major Medical and Medical Assistance Insurance helps cover veterinary expenses if your horse experiences an injury, illness, or disease during the policy period. This type of horse insurance helps ensure your horse receives the care it needs while helping offset the cost of unexpected veterinary bills.

Coverage options may include:

• Flexible coverage limits of $7,500, $10,000, $12,500, or $15,000
• Coverage for veterinary treatment related to injury, sickness, or disease
• Deductible and copay options depending on the coverage plan selected

Major medical coverage works alongside equine mortality insurance to provide comprehensive protection for your horse.

Close-up of a brown horse wearing a bridle, with a rider partially visible, against a blue sky background.

Additional Optional Equine Insurance Coverages

Additional horse insurance options may be available depending on the needs of your horse and discipline.

Optional coverages may include:

• Accident and illness coverage
• Surgical coverage
• Colic surgery coverage
• Racehorse surgical coverage
• Stallion permanent disability insurance
• Worldwide equine insurance coverage for horses traveling outside the United States and Canada

Marie Halbach Equine Insurance helps horse owners find personalized coverage for performance horses, breeding horses, and equine athletes. I work with you to build an insurance plan that fits your horse, your goals, and your budget, so you can have confidence knowing your investment is protected.